Effective Date: November 30, 2015

SHARE RATES
TIERS DOLLAR AMOUNTS APY* MIN. TO OPEN
1 $50 - $999.99 0.10% $50
2 $1,000 - $4,999.99 0.15% $50
3 $5,000 - $9,999.99 0.20% $50
4 $10,000+ 0.25% $50

CHRISTMAS SHARE RATE
APY* MIN. TO OPEN
0.25% $0

SHARE CERTIFICATE RATES
TERMS APY* MIN. TO OPEN
6 Months 0.40% $500
12 Months 0.65% $500
24 Months

0.90%

$500

36 Months

1.15%

$500
60 Months 1.50% $500

SHARE DRAFTS (CHECKING)
APY* MIN. TO OPEN
0.10% $0

INDIVIDUAL RETIREMENT ACCOUNT (IRA)
TERMS APY* MIN. TO OPEN
IRA Share 0.50% $500
36 months IRA Share Certificate 1.00% $500
60 months IRA Share Certificate 1.25% $500

*Annual Percentage Yield (APY)
Rates are subject to change daily without prior notice
Fees could reduce the earnings on the account for your share account
Early withdrawal penalties may apply for share certificates

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