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Savings Rates

Effective Date: April 1, 2011

SHARE RATES
TIERS DOLLAR AMOUNTS APY*
1 $50 - $999.99 0.25%
2 $1,000 - $4,999.99 0.35%
3 $5,000 - $9,999.99 0.50%
4 $10,000+ 0.75%

CHRISTMAS SHARE RATE
  APY*
  0.75%

SHARE CERTIFICATE RATES
TERMS APY*
6 Months 0.50%
12 Months 0.75%
24 Months

1.00%

36 Months

1.25%

60 Months 1.75%

SHARE DRAFTS (CHECKING)
  APY*
  0.50%

INDIVIDUAL RETIREMENT ACCOUNT (IRA)
TERMS APY*
IRA Share 0.75%
36 months IRA Share Certificate 1.25%
60 months IRA Share Certificate 1.75%

*Annual Percentage Yield (APY)
Rates are subject to change daily without prior notice
Fees could reduce the earnings on the account for your share account
Early withdrawal penalties may apply for share certificates


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